GS 0001, Noi Hai Trang, 32, Danang, Vietnam

(SAMPLE) Noi is a 32-years-old mother of 3 children. Her husband - former worker in a factory - died last year and now the family has no more income and just survive by the support of relatives. VMC credit officers elaborated with her a concept to start a small snack shop (beverages, sandwiches, chips etc.) just at her home. Its a good place in her town, where even regulary tourists are passing. This way she could also do the business and care for her kids at the same time. To start up she needs a credit of 300,- Euro. According to the MFI which is in charge with her she would be able to pay the loan back over the next two years.

GS 0002, Helen Acambo, 26, Kampala, Uganda

(SAMPLE) Helen is a 26-years-old single mom. She was not married, the father of her child left her. Her relatives live in the countryside but the relation between them is not as good as she could go back. She is very gifted in hairdressing and there is up to now no barber in the area where she is living in suburb of Kampala. Now she is integrated in a microcredit-group of the UGO. Together with the employees she plans to start a little coiffeur shop. For this she needs an amount of 350,- Euro to buy the special instruments and pay the fees to get a permit. She will pay back in within the next 18 month.